When I was a kid, I used to pray every night for a new bicycle. Then I realized that the Lord, in his wisdom, didn't work that way. So I just stole one and asked him to forgive me.
Being unready and ill-equipped is what you have to expect in life. It is the universal predicament. It is your lot as a human being to lack what it takes. Circumstances are seldom right. You never have the capacities, the strength, the wisdom, the virtue you ought to have. You must always do with less than you need in a situation vastly different from what you would have chosen.
Humor is the healthy way of feeling "distance" between one's self and the problem, a way of standing off and looking at one's problems with perspective.